zipPay - Buy now, pay later
Checkout with zipPay and pay over time.
zipPay is a safe, simple and convenient payment option allowing you to shop online today and pay later with flexible easy payment options.
KEY FEATURES & BENEFITS
- Shop without a credit card
- Easy monthly repayments
- Interest free always
- $1000 shopping account
HOW ZIPPAY WORKS
- Checkout online with zipPay - Simply create your account and confirm order
- zipPay pays on your behalf - that means you get your purchase right away
- Pay off your balance over time - Easy and flexible monthly payments. Just like a lay-by - only better!*
*Read more about zipPay here
- Must be an Australian citizen or permanent resident
- Must be 18 years or older
- Must be employed, earning at least $300 per week
HOW MUCH DOES IT COST?
At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.
There are NO establishment fees to setup your account and interest free always! If you have repaid your balance in full within 30 days you will never be charged any fees!
Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.
HOW CAN I APPLY?
To create a zipPay account, all you need is a social media or PayPal account.
Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later!
Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like. It's that easy.
HOW WILL I RECEIVE MY STATEMENT?
All of your recent activity can be viewed when you log into your zipPay Digital Wallet. When your monthly statement is ready, we will notify you by email. Every month your statement will include:
- All new purchases made
- Payments applied on your previous statement
- Your billing due date
- Minimum payment due
- Any fees charged during the statement period
- Please ensure you add zipMoney and zipPay to your safe recipients email list to ensure no emails go into your spam folder.
HOW DO I MAKE REPAYMENTS?
To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the minimum ($40) each month.
HAVE FURTHER QUESTIONS ABOUT ZIPPAY?
If you have any questions or should you have any difficulties in making your payments, please contact zipPay directly:
Phone: 02 8294 2345